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How much does Bright Beginnings Services Cost?

Bright Beginnings offers a Monthly Membership


Single Membership –   $2500.00 to Enroll $160.00/month 

   Joint Membership – $399.00 to Enroll $250.00/month

Expedited Program- $997.00 - $3000.00/month

Can take 2-3 months depending on how much debt you are in.

This contains all of the necessary credit counseling services including unlimited counseling,

inquiry validation, debt validation, free credit reports, and more.


Does Bright Beginnings allow me to enroll more than one person or my whole family?


Yes, Bright Beginnings does allow you to enroll more than one person.

However, each person will need to create their own account. If they are signed up within the first three days following your order, you will receive $20 off your first monthly payment.

This discount is only applicable to the first payment.


How does Bright Beginnings  Financials

help my credit?


Bright Beginnings will contact the three main credit bureaus in order to make sure that all the information on your credit report is accurate. Bright Beginnings team member that is assigned to your case will review your credit report and report all inaccuracies and counsel and educate you .


Does Bright Beginnings provide Credit Monitoring?


Bright Beginnings offers basic credit monitoring to their customers. We make sure to pull your credit report, help you keep track of your credit scores, and receive regularly scheduled credit reports.


How long will it take before I start to see results with Bright Beginnings?


Bright beginnings state that customers will begin seeing initial results within the first 45 – 60 days. The average length of time to have full credit repair results is approximately six to twelvemonths. However, the time varies with each customer due to the varying total number of negative items that need to be counseled for removal per customer.


What results can I expect from Bright Beginnings?


Bright Beginnings has only published a few statistical results on its website. They state that customers are able to begin seeing results within the first 45 – 60 days. They do not state the customers average results. They only state that they have helped customers credit score go up as little as 40 points to qualify for a home loan and 200+ points for customers who had severely bad credit.

**NOTE:  Individual results will vary. No company can legally guarantee any result to a client’s credit score. Customers should understand that they may not receive the same results as others.


How can I contact Bright Beginnings?


You are able to contact Bright Beginnings Financial by

Phone: (800) 516-7713



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