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privacy policy
Effective Date: June 17, 2024
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Bright Beginnings Financial LLC ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, BrightBeginningsFinancial.com (the "Website"). Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the Website.
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1. Information We Collect
We may collect information about you in a variety of ways. The information we may collect on the Website includes:
**Personal Data**
Personally identifiable information, such as your name, shipping address, email address, and telephone number, and demographic information, such as your age, gender, hometown, and interests, that you voluntarily give to us when you register with the Website, sign up for our newsletter, or contact us.
**Derivative Data**
Information our servers automatically collect when you access the Website, such as your IP address, your browser type, your operating system, your access times, and the pages you have viewed directly before and after accessing the Website.
**Financial Data**
Financial information, such as data related to your payment method (e.g., valid credit card number, card brand, expiration date) that we may collect when you purchase, order, return, exchange, or request information about our services from the Website. We store only very limited, if any, financial information that we collect. Otherwise, our payment processor stores all financial information, and you are encouraged to review their privacy policy and contact them directly for responses to your questions.
**Data from Social Networks**
User information from social networking sites, such as Facebook, Google+, Instagram, including your name, your social network username, location, gender, birth date, email address, profile picture, and public data for contacts, if you connect your account to such social networks.
2. Use of Your Information
We use the information we collect in the following ways:
- To operate, maintain, and improve the Website
- To personalize your experience on the Website
- To send you promotional information, such as newsletters
- To respond to your comments, questions, and provide customer service
- To process transactions and send you related information
- To protect, investigate, and deter against fraudulent, unauthorized, or illegal activity
- To comply with legal obligations
3. Disclosure of Your Information
We do not share or sell SMS opt-in, or phone numbers for the purpose of SMS.
We may share information we have collected about you in certain situations. Your information may be disclosed as follows:
**By Law or to Protect Rights**
If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation.
**Third-Party Service Providers**
We may share your information with third parties that perform services for us or on our behalf, including payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.
**Business Transfers**
We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
**Affiliates**
We may share your information with our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include our parent company and any subsidiaries, joint venture partners, or other companies that we control or that are under common control with us.
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4. Tracking Technologies
**Cookies and Web Beacons**
We may use cookies, web beacons, tracking pixels, and other tracking technologies on the Website to help customize the Website and improve your experience. When you access the Website, your personal information is not collected through the use of tracking technology. Most browsers are set to accept cookies by default. You can remove or reject cookies, but be aware that such action could affect the availability and functionality of the Website.
5. Security of Your Information
We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.
6. Policy for Children
We do not knowingly solicit information from or market to children under the age of 13. If we learn that we have collected personal information from a child under age 13 without verification of parental consent, we will delete that information as quickly as possible. If you believe we might have any information from or about a child under 13, please contact us at the information provided below.
7. Changes to This Privacy Policy
We may update this Privacy Policy from time to time in order to reflect changes to our practices or for other operational, legal, or regulatory reasons. We will notify you of any changes by updating the "Effective Date" of this Privacy Policy. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting the personal information we collect.
8. Contact Us
If you have questions or comments about this Privacy Policy, please contact us at:
Bright Beginnings Financial LLC
200 Ashford Center North Suite 175
Dunwoody, GA 30338
INFO@BRIGHTBEGINNINGSFINANCIAL.COM
1-800-516-7713
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Note: Bright Beginnings Financial LLC values your privacy and trust. We are committed to protecting your personal information and ensuring its confidentiality. Please rest assured that Bright Beginnings Financial LLC will not sell your information to any third parties.**