TERMS OF USE

Effective Date: June 17, 2024

Welcome to BrightBeginningsFinancial.com (the "Website"). By accessing or using our Website, you agree to comply with and be bound by the following terms and conditions (the "Terms of Use"). If you do not agree to these Terms of Use, please do not use this Website.

1. Acceptance of Terms

By using this Website, you agree to these Terms of Use. We reserve the right to change, modify, or otherwise alter these terms and conditions at any time. It is your responsibility to review these Terms of Use periodically. Your continued use of the Website following the posting of changes will mean that you accept and agree to the changes.

2. Use of the Website

You agree to use the Website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Website. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within the Website.

3. Intellectual Property

All content included on this Website, such as text, graphics, logos, images, audio clips, digital downloads, and software, is the property of Bright Beginnings Financial or its content suppliers and protected by international copyright laws. The compilation of all content on this Website is the exclusive property of Bright Beginnings Financial and protected by international copyright laws. All software used on this Website is the property of Bright Beginnings Financial or its software suppliers and protected by international copyright laws.

4. User Accounts

If you create an account on the Website, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password. Bright Beginnings Financial reserves the right to refuse service, terminate accounts, remove or edit content, or cancel orders at their sole discretion.

5. Privacy

Your use of the Website is also subject to our Privacy Policy. Please review our Privacy Policy, which also governs the Website and informs users of our data collection practices.

6. Links to Third-Party Sites

The Website may contain links to other websites ("Linked Sites"). The Linked Sites are not under the control of Bright Beginnings Financial, and we are not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site or any changes or updates to a Linked Site. We are providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Bright Beginnings Financial of the site or any association with its operators.

7. Disclaimers and Limitation of Liability

The Website is provided by Bright Beginnings Financial on an "as is" and "as available" basis. Bright Beginnings Financial makes no representations or warranties of any kind, express or implied, as to the operation of this Website or the information, content, materials, or products included on this Website. To the full extent permissible by applicable law, Bright Beginnings Financial disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Bright Beginnings Financial will not be liable for any damages of any kind arising from the use of this Website, including, but not limited to, direct, indirect, incidental, punitive, and consequential damages.

8. Indemnification

You agree to indemnify, defend, and hold harmless Bright Beginnings Financial, its officers, directors, employees, agents, licensors, and suppliers from and against all losses, expenses, damages, and costs, including reasonable attorneys' fees, resulting from any violation of these Terms of Use or any activity related to your account (including negligent or wrongful conduct) by you or any other person accessing the Website using your account.

9. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of [Insert State/Country], and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

10. Contact Information

If you have any questions about these Terms of Use, please contact us at:

Bright Beginnings Financial

200 Ashford Center North Suite 175
Dunwoody, GA 30338

INFO@BRIGHTBEGINNINGSFINANCIAL.COM
1-800-516-7713

Thank you for visiting BrightBeginningsFinancial.com.